Discounts
Employees, spouses, parents, parents-in-law, grandparents, grandparents-in-law and adult children receive a 5% premium discount.
Underwriting
Employees under age 66 working at least 30 hours per week hired after February 17, 2010 receive a ONE TIME opportunity to purchase coverage with Simplified Medical Underwriting. Medical questions are limited and you do not have to disclose your height, weight or medical prescriptions. Your medical records remain confidential.
Employees who were previously eligible are NOT eligible for Simplified Underwriting. Previously eligible employees, their spouses, employees over age 65, parents, parents-in-law, grandparents, grandparents-in-law and adult children are eligible for Modified Underwriting, which is more lenient than Full Underwriting.
Eligibility
Employees, spouses, parents, parents-in-law, grandparents, grandparents-in-law and adult children under age 85 are eligible to participate.
Workshops
Education is a big part of the Amherst College Long-Term Care Insurance Benefit. Educational workshops make a complex topic easy to understand and show how planning for long-term care fits in with your other financial planning.
Workshops are being held in O'Connor Commons of the Charles Pratt Dormitory. The times for the workshops are:
December 8, 2011
10:30 AM - 12:00 PM - 1:30 PM
December 12, 2011
12:30 PM - 2:00 PM
January 12, 2011
11:00AM - 12:30 PM - 1:30 PM
One on One Consultations
Long-term care planning is an individual process. After attending a workshop, schedule a time to work one-on-one with your benefit advisor. They will answer your questions and help you design a plan that fits your individual needs and budget. Your advisor is also available to work with eligible extended family members.